Insurance bad faith occurs when an insurance company fails to pay claims and provide benefits and services in compliance with their contractual obligations. Our insurance bad faith attorneys in California have the ability to construct cases around a range of unreasonable acts, including the refusal of a legitimate claim, an egregiously low offer to settle a claim, and the failure to respond to a claim within a reasonable amount of time. Insurance companies that make requests for documentation that is unduly difficult or impossible to obtain in order to process a claim may also be guilty of insurance bad faith. Our attorneys in California would be pleased to evaluate the specific circumstances of your case and honestly advise you as to whether you can reasonably expect to be compensated under the law.

         In those cases in which an insurance company is found to be liable for damages, you may be entitled to compensation beyond what was originally mandated by the contract. The company may also be liable for any money you had to pay because of the denial of your claim, as well as for any emotional or mental distress you suffered due to their wrongful acts. In addition, the company is responsible for paying interest on the money that should have been paid on the claim.

         At Osborne & Associates, we represent a variety of insurance bad faith victims, including those who have been denied medical, automobile, disability, and property damage benefits.